PCI DSS 4.0, continuously validated
Scope your cardholder data environment, automate controls, manage Targeted Risk Analyses, and stay ready for SAQ or RoC validation, all year round.
- CDE scope, connected systems, and segmentation health
- Open TRAs and customized approach decisions
- Quarterly scan, pen test, and review status
The PCI DSS challenge
PCI DSS 4.0 raises the bar with customized approaches, expanded authentication, scripting controls, and Targeted Risk Analyses. Most teams still rely on annual scrambles.
- Cardholder Data Environment (CDE) scope creep
- Segmentation evidence collected once a year, not continuously
- Customized vs defined approach decisions left to audit time
- TRAs missing for control frequency justifications
- Quarterly scans, pen tests, and reviews falling through the cracks
- Service providers requiring stronger ongoing assurance
From scope to RoC, continuously
Waaqi operationalizes every PCI DSS 4.0 requirement so validation is the easy outcome of a well-run program.
Shrink and prove scope
Document the CDE, connected systems, and segmentation tests with living evidence.
Run customized approach safely
Capture TRAs, derive control objectives, and document supporting evidence by requirement.
Automate scans and reviews
Schedule and evidence quarterly scans, pen tests, and access reviews automatically.
What you get inside Waaqi
Every module works from one control library, one evidence store, and one risk register.
Full PCI DSS 4.0 Library
All 12 requirements and sub-requirements pre-loaded with implementation guidance.
CDE Scoping
Document and continuously validate cardholder data environment scope and segmentation.
Targeted Risk Analyses
Run, version, and approve TRAs justifying control frequencies and customized approaches.
SAQ & RoC Templates
Pre-populated SAQ types and RoC mappings ready for QSA review.
Scan & Pen Test Tracking
Quarterly ASV scans, internal scans, and pen tests scheduled with evidence trails.
Service Provider Module
Maintain customer-facing AOCs, sub-service provider catalogs, and shared responsibility matrices.
Continuous Evidence
Connectors gather logs, change tickets, access reviews, and config evidence on schedule.
Multi-Framework Mapping
Reuse PCI DSS controls for ISO 27001, SOC 2, NIST CSF, and regional standards.
From control definition to audit-ready evidence
Each step is owned, dated, and traceable, so nothing depends on a spreadsheet or a single person.
- Step 1
Define scope
Map the CDE, connected systems, and segmentation controls.
- Step 2
Select approach
Choose defined or customized approach per requirement with TRA support.
- Step 3
Operate controls
Run scans, reviews, and tests on schedule with auto-collected evidence.
- Step 4
Validate
Generate SAQ, AOC, or RoC packages for QSA and acquirer review.
QSA-ready, all year
Hand your QSA a complete, structured package: scope diagrams, TRAs, evidence, and trails for every requirement.
- QSA workspace with scoped, read-only access
- Per-requirement evidence packages and sampling support
- TRA history with approvals and supporting analysis
- Quarterly scan and pen test reports with remediation
- Service provider AOCs and shared responsibility documentation
Board level answers without a fire drill
Boards, CISOs, and risk committees get the same numbers the compliance team works from.
Reduced audit cost
Predictable QSA engagements with fewer surprises and shorter fieldwork.
Lower fraud and breach risk
Continuous control operation reduces real exposure, not just paper compliance.
Faster merchant onboarding
Service providers respond to AOC requests in days, not weeks.
Questions we get asked
What is PCI DSS 4.0?
PCI DSS v4.0 is the current Payment Card Industry Data Security Standard. It strengthens security requirements and introduces flexible, customized approaches alongside the defined approach.
What is a Targeted Risk Analysis (TRA)?
PCI DSS 4.0 requires Targeted Risk Analyses to justify the frequency of certain control activities and to support the customized approach for some requirements.
Do all merchants need a QSA?
Only Level 1 merchants and some service providers require a QSA-led Report on Compliance. Others can complete a Self-Assessment Questionnaire (SAQ), but still must meet PCI DSS requirements.
How does Waaqi help with cardholder data scope?
Waaqi documents your CDE, connected systems, and segmentation evidence so scope reduction and validation are continuous, not a once-a-year scramble.
Make PCI DSS 4.0 continuous
See how Waaqi automates scoping, TRAs, scans, and evidence for PCI DSS 4.0.